Money Management Center

“No one will ever care more about your money than you!” — famous words coined by founder and CEO Paul Rubillo. Below you’ll find some helpful articles on how to best save, invest, and spend your hard-earned money.

Your Marriage: Financial Do’s and Dont's

According to a survey by the American Institute of Certified Public Accountants, money is the top source of friction among couples in the United States. Couples fight about money more than anything else, and the survey suggests that money tension...

A Guide to Debt Settlement and Filing for Bankruptcy

If you’re in over your head when it comes to debt, you may have two options that are open to you: debt settlement and personal bankruptcy.

Personal Financial Planning: Cut Expenses, Save and Invest

Just as investors need a plan to build the foundation of their investing objective, they also need a financial plan to figure out what they want to achieve throughout their lives, and how best to organize their investments to coincide with life...

What Is a FICO Credit Score & How to Improve Your Score

When you’re trying to get a loan, you will constantly hear about a credit rating. The amount of the loan, the interest rate on it, and whether the loan is actually given at all, are all heavily dependent on the credit rating of the person seeking...

Credit Card Tips: Choosing the Best Card & Paying Off Debt

There’s a lot of credit card debt in the U.S; the average household with at least one credit card has nearly $15,593 in debt as of 2014. As a result, what we often hear about credit cards is how bad they are for our finances. To be fair, credit...

23 Tips for Buying Your First Home

Getting ready to buy your first home can be an exciting and daunting experience, all at the same time. As someone who recently purchased my first home, I can tell you that if you are not fully prepared, you will run into some tricky surprises. To...

How Well Do You Know Basic Financial Math?

Though it has probably been a while since many of you have opened up a Finance 101 textbook, you may be surprised to find just how much you remember. Some of the countless numbers of formulas, for example, are probably used more often than you...

Top 8 Ways to Get a Mortgage with Bad Credit

Perhaps you’ve fallen on hard times or made some financial mistakes. If you’re lucky, you’ve learned from those mistakes, and are on better financial footing. Even so, it can take some time for your credit score to reflect that, making it hard to...

Types Of Wills: Which One’s For You?

Leaving a last will and testament or a legal trust is a must for anyone with assets, but there are many types of wills and trusts to choose from. A will is a document that states what will become of your estate after you die. The matter of a will...

The Pros and Cons of Compound Interest

Interest rates are on the minds of most consumers. Whether it is the interest rate on loans or the yields on various investments, almost everyone has some sort of stake when it comes to interest. Moreover, the accumulation of interest is a big...

50 Free Resources to Help Manage Your Money

If you’re ready to start managing your money the right way, the last thing you want to do is spend a lot of money in the process. Thankfully, there are a wide variety of free resources that can help. Here are 50 great tools, apps, spreadsheets,...

Best Financial Advice for Young Adults

It’s no secret that fewer and fewer Americans are able to retire comfortably after reaching the age of 65. Many people in their 40s, 50s, and even 60s simply don’t have enough savings or the right investments in place to allow them to exit the...

A Guide to Credit Unions

During the 2008-2009 financial crisis, many people lost their faith in banks because of rampant bankruptcies, questionable investments and even more questionable loans. There is that perception that some banks are just trying to make maximum...

Retirement, Education & Health Savings Accounts: A Guide

Let’s face it, it’s not smart to save money by stuffing cash under a mattress. After all, that cash ends up becoming less valuable over time due to inflation. Furthermore, you are not able to take advantage of interest and investment returns...

An Introduction to Money Market Accounts

When it comes to saving money, there’s no greater ally than compound interest. Without it, it would be hard to grow your savings beyond inflation’s creeping grasp. That’s why the interest rates we get on our savings are so important.

No Fee Banking: A Crash Course

No fee banking is a term that you often see in marketing for banks. Many financial institutions use this term in order to draw customers in to open an account. The truth is, banks with no fees virtually do not exist and the allure of zero fees is...

An Introduction to Certificates of Deposit (CDs)

If you keep a significant amount of money in a savings account, chances are that keeping risk to a minimum is important for you. While savings accounts certainly are safe, they pay just about the lowest returns you can get in the investing world....

An Introduction to Employee Stock Options

Maybe you’ve heard about the 1,000 early Google employees–including the company’s massage therapist–who became multimillionaires through their company stock options. Although the outcome of employee stock options (ESOs) is rarely as dramatic as it...

Why You Need an Emergency Fund – And How to Build One

No one likes to think about financial emergencies. The big ones probably entail losing your job, getting really sick or falling prey to some other disaster. In other words, they aren’t just financial disasters, they’re personal ones whose effects...