Individual Retirement Account (IRA) Guide

Introduction to IRAs

If you're new to IRAs, this is the place to start. Here you'll learn the basics of IRAs, including an overview of the types of accounts, who qualifies, how much you can contribute, and much more! More »

• Types of IRAs
• Funding IRAs and Eligibility
• IRA Investments
• Choosing the Right Type of IRA
• Getting Started with an IRA

Roth IRAs

A Roth IRA is a special type of IRA introduced in 1998 that offers tax-free withdrawals once you reach retirement age. Roth IRAs are the best option for many people saving for retirement. More »

• Roth IRA Basics
• Advantages of Roth IRAs
• Roth IRAs vs. Traditional IRAs
• Contributing to a Roth IRA
• Eligibility Requirements for Roth IRAs
• 401k and 403b Exclusivity
• Opening a Roth IRA Account

Traditional IRAs

A Traditional IRA is the original Individual Retirement Account. Traditional IRAs (formerly known as "regular" IRAs) have been availble to Americans in some form since 1975. More »

• Traditional IRA Basics
• Advantages of Traditional IRAs
• Traditional IRAs vs. Roth IRAs
• Contributing to a Traditional IRA
• Eligibility Requirements for Traditional IRAs
• 401k and 403b Exclusivity
• Opening a Traditional IRA Account

Other Types of IRAs

Aside from Roth and Traditional IRAs, there are a few other retirement savings plan options to consider. More »

• SEP IRAs
• SIMPLE IRAs
• Self-Directed IRAs

Open an IRA Account

Opening an IRA account is probably easier than you think. Follow our step-by-step guide, and you'll be contributing to your retirement savings in no time! More »