Individual Retirement Account (IRA) Guide

IRA Guide

Welcome to Dividend.com's IRA Guide, an informational section about Individual Retirement Accounts, commonly known as IRAs!

IRAs are a great tax-advantaged tool to help secure your retirement. But with several types of IRAs available today, and rigid rules regarding contribution and qualification, choosing the right IRA for you can be a confusing process. We hope to make this process much easier for investors as they take the responsible step of saving for retirement.

Introduction to IRAs

If you're new to IRAs, this is the place to start. Here you'll learn the basics of IRAs, including an overview of the types of accounts, who qualifies, how much you can contribute, and much more! More »

Roth IRAs

A Roth IRA is a special type of IRA introduced in 1998 that offers tax-free withdrawals once you reach retirement age. Roth IRAs are the best option for many people saving for retirement. More »

Traditional IRAs

A Traditional IRA is the original Individual Retirement Account. Traditional IRAs (formerly known as "regular" IRAs) have been availble to Americans in some form since 1975. More »

Other Types of IRAs

Aside from Roth and Traditional IRAs, there are a few other retirement savings plan options to consider. More »

Open an IRA Account

Opening an IRA account is probably easier than you think. Follow our step-by-step guide, and you'll be contributing to your retirement savings in no time! More »