Dividend.com: University & College Center
Constantly learning is one of the most important aspects of building success and wealth. The Continuing Education articles below will help you get the most out of a lifetime of learning new skills.
If you are fortunate enough to have built up a large nest egg for your retirement, you can help pay for your grandkids’ college costs, but you need to do it right. There are certain accounts that allow you to contribute specific amounts ever year, and there are often tax advantages for helping out your grandkids with their higher education. Make sure your grandkids and their parents (your child) know about your funding plans, because a unified plan is the best type, and you don’t want to jeopardize your grandkid’s chances of getting student aid or certain types of grants. Read on to find out the saving and investing vehicles that you are able to contribute to, and how these will help you out while you help your grandkids.
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Millions of Americans who obtain higher education find themselves saddled with thousands of dollars of student loans that often take them a good portion of their adult lives to pay off. Finaid.org reports that the total amount of student loan debt in America will soon exceed a whopping $1 trillion –and nearly a third of that was incurred between 2007 and 2012. Furthermore, the number of borrowers who are forced to default on their educational debt is growing rapidly. But there are several things you can do to prevent yourself from joining this group, as long as you are willing to make at least some temporary lifestyle changes.
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Every year, thousands of current and prospective students and their families struggle with how they are going to pay for tuition, fees and the other expenses that come with higher education. And the true cost of going to college encompasses a great deal more than the money that actually goes to the educational institution, especially if the student attends a university away from home. We look at some of the additional expenses that most students can expect to face.
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According to a recent Sallie Mae/Gallup study, the total cost for students to attend college in 2011-2012, including tuition, room and board, and other school costs (not including financial aid), was between $19,159 and $25,617, depending on the student’s family’s income level. This is a huge financial burden for families, especially if more than one child in a family is attending college. There are different ways for parents and students to cut the costs of college and find new sources of funding to help ease the burden of this huge expense. We’ll go over planning and funding, finding ways to reduce education expenses and how to find out if your child qualifies for financial aid. Read More »
There are many options out there for starting your child’s college savings plans. The 529 and Coverdell Education Savings Plans are the big education-focused options, and there are many options within each type of plan. Aside from choosing a plan, you must also decide how much you want to contribute, and what you will do with the plan if your child decides that college isn’t for them. Here, we’ll focus on the 529 Savings Plan, as it differs by state and type, and has both positive and negative characteristics as a savings plan. 529s can be a great plan for a family, so read on to find out if they’re right for yours. Read More »