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A quickly growing economy isn’t always a good thing, especially when it comes to personal finances.

Yes, there have been plenty of wealth generation and job growth. All in all, consumers are feeling pretty good about their prospects. That’s the good news. The bad news is that this overconfidence breeds some less-than-ideal behaviors.

We’re talking about rising levels of consumer debt.

According to the latest survey from the Federal Reserve, Americans are accumulating debt at an alarming rate. And, as we’ve seen before, situations like this usually don’t end well for the economy, consumers or the market. Will rising debt be the straw that finally breaks the camel’s back? There’s a good chance that it might.

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