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One of the biggest problems facing investors these days is longevity. Thanks to advances in medicine, we’re living a lot longer than before, which is great news. But maybe not so great when it comes to our savings. With retirements possibly lasting 30 years or more, many investors – even those who planned well – may not have the resources to keep funding their lifestyles for that long.

While saving more and owning more stocks later in life are two ways to overcome the longevity problem, that plan does come with its own sets of cons. However, there is another potential winner to consider in the longevity fight: QLACs.

A QLAC may not be on your investing radar, but it could very well be a life saver for those investors with histories of retirement longevity.

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