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NBT Bancorp- (NBTB)-provides commercial banking products and services to individuals, corporations, and municipalities in the central and northern New York, and northeastern Pennsylvania. As of December 31, 2006, it operated 80 divisional offices and 109 automated teller machines in central and upstate New York, and 38 divisional offices and 55 automated teller machines in northeastern Pennsylvania. In addition, it offers venture capital, property management, and title insurance services. NBT Bancorp was founded in 1856 and is headquartered in Norwich, New York.
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