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Voya Retirement Moderate Portfolio

mutual fund
IRMPX
Payout Change
Pending
Price as of:
$10.16 +0.02 +0.2%
primary theme
U.S. Conservative/Balanced Allocation
share class
IRMPX (Mutual Fund)

Voya Retirement Moderate Portfolio

Payout Change
Pending
Price as of:
$10.16 +0.02 +0.2%
primary theme
U.S. Conservative/Balanced Allocation
share class
IRMPX (Mutual Fund)

Voya Retirement Moderate Portfolio

Payout Change
Pending
Price as of:
$10.16 +0.02 +0.2%
primary theme
U.S. Conservative/Balanced Allocation
share class

Name

As of 12/06/2024

Price

Aum/Mkt Cap

YIELD

Annualized forward dividend yield. Multiplies the most recent dividend payout amount by its frequency and divides by the previous close price.

Exp Ratio

Expense ratio is the fund’s total annual operating expenses, including management fees, distribution fees, and other expenses, expressed as a percentage of average net assets.

Watchlist

$10.16

$667 M

2.81%

$0.29

1.10%

Vitals

YTD Return

10.6%

1 yr return

13.9%

3 Yr Avg Return

1.7%

5 Yr Avg Return

5.5%

Net Assets

$667 M

Holdings in Top 10

99.8%

52 WEEK LOW AND HIGH

$10.1
N/A
N/A

Expenses

OPERATING FEES

Expense Ratio 1.10%

SALES FEES

Front Load N/A

Deferred Load N/A

TRADING FEES

Turnover 26.00%

Redemption Fee N/A


Min Investment

Standard (Taxable)

$0

IRA

N/A


Fund Classification

Fund Type

Open End Mutual Fund


Name

As of 12/06/2024

Price

Aum/Mkt Cap

YIELD

Annualized forward dividend yield. Multiplies the most recent dividend payout amount by its frequency and divides by the previous close price.

Exp Ratio

Expense ratio is the fund’s total annual operating expenses, including management fees, distribution fees, and other expenses, expressed as a percentage of average net assets.

Watchlist

$10.16

$667 M

2.81%

$0.29

1.10%

IRMPX - Profile

Distributions

  • YTD Total Return 10.6%
  • 3 Yr Annualized Total Return 1.7%
  • 5 Yr Annualized Total Return 5.5%
  • Capital Gain Distribution Frequency Annually
  • Net Income Ratio 0.94%
DIVIDENDS
  • Dividend Yield 2.8%
  • Dividend Distribution Frequency Annual

Fund Details

  • Legal Name
    Voya Retirement Moderate Portfolio
  • Fund Family Name
    Voya mutual funds
  • Inception Date
    Apr 28, 2006
  • Shares Outstanding
    N/A
  • Share Class
    Adv
  • Currency
    USD
  • Domiciled Country
    US
  • Manager
    Paul Zemsky

Fund Description

Under normal market conditions, the Portfolio invests in a combination of other funds (collectively, the “Underlying Funds”) according to a model that is intended to reflect an allocation of approximately 38% of the Portfolio's assets in equity securities and 62% of the Portfolio's assets in debt instruments. The actual amount of Portfolio assets invested in equity securities may vary at any time and may range from 35% to 65% of its assets in equity securities and from 35% to 65% of its assets in debt instruments. The amount of Portfolio assets invested in equity securities and debt instruments are measured with reference to the principal investment strategies of the Underlying Funds; actual exposure to these asset classes will vary from these amounts if an Underlying Fund is not substantially invested in accordance with its principal investment strategy. Generally, most of the Underlying Funds in which the Portfolio invests will be passively managed index funds. The Underlying Funds may or may not be affiliated with the Investment Adviser.Underlying Funds in which the Portfolio may invest for its exposure to equity securities hold a wide range of equity type securities which may include stocks of companies of any market capitalization and domestic and foreign (non-U.S.) securities, including emerging market securities. Underlying Funds in which the Portfolio may invest for its exposure to debt instruments hold such instruments of varying maturities which may include corporate debt instruments of U.S. and non-U.S. issuers; securities issued or guaranteed by the U.S. government, its agencies or governmental-sponsored enterprises; and inflation-indexed bonds issued both by governments and corporations.The Portfolio may also invest in derivative instruments including futures and swaps (including interest rate swaps, total return swaps, and credit default swaps) to make tactical allocations and to assist in managing cash.The Portfolio may invest in exchange-traded funds (“ETFs”) to the extent permitted under the Investment Company Act of 1940, as amended, and the rules and regulations thereunder, and under the terms of applicable no-action relief or exemptive orders granted thereunder.In seeking the Portfolio's investment objective, the sub-adviser (the “Sub-Adviser”) uses a proprietary investment model to determine the Portfolio's asset allocation between equity securities and debt instruments. The investment model generally seeks to manage the risk of the Portfolio's returns and may consider such factors as: (i) the investment objective of the Portfolio and each of the Underlying Funds; (ii) economic and market forecasts; (iii) proprietary and third-party reports and analysis; (iv) the risk/return characteristics and volatility of the Underlying Funds; (v) the correlation and covariance among the Underlying Funds; and (vi) Voya affiliated insurance companies' ability to hedge their risk in issuing guarantees on products offering guaranteed lifetime income or death benefits. The Portfolio's shares are offered to, among others, separate accounts of Voya insurance company subsidiaries as an investment option under variable annuity contracts which contain certain financial guarantees by those subsidiaries. The investment model will take into account the effect of the investment risk of the Portfolio on the Voya affiliated insurance companies' guarantee obligations and the companies’ ability to hedge their risks under those guarantees.The Sub-Adviser may change the Portfolio's asset allocations, investments in particular Underlying Funds (including any Underlying Funds organized in the future), target allocations or other investment policies without prior approval of shareholders as it determines necessary to pursue the Portfolio's investment objective.
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IRMPX - Performance

Return Ranking - Trailing

Period IRMPX Return Category Return Low Category Return High Rank in Category (%)
YTD 10.6% 5.8% 22.9% 40.25%
1 Yr 13.9% 8.1% 27.6% 47.03%
3 Yr 1.7%* -12.2% 6.2% 63.91%
5 Yr 5.5%* -0.2% 8.5% 23.43%
10 Yr 5.2%* 1.4% 7.7% 19.57%

* Annualized

Return Ranking - Calendar

Period IRMPX Return Category Return Low Category Return High Rank in Category (%)
2023 4.5% -1.0% 27.4% 73.27%
2022 -26.4% -35.0% -7.4% 98.25%
2021 3.2% -11.5% 14.6% 36.25%
2020 6.0% -10.3% 40.7% 35.69%
2019 9.9% -9.5% 22.1% 54.62%

Total Return Ranking - Trailing

Period IRMPX Return Category Return Low Category Return High Rank in Category (%)
YTD 10.6% 5.8% 22.9% 40.25%
1 Yr 13.9% 8.1% 27.6% 47.03%
3 Yr 1.7%* -12.2% 6.2% 63.91%
5 Yr 5.5%* -0.2% 8.5% 23.43%
10 Yr 5.2%* 1.4% 7.7% 19.57%

* Annualized

Total Return Ranking - Calendar

Period IRMPX Return Category Return Low Category Return High Rank in Category (%)
2023 11.2% 2.6% 28.2% 25.99%
2022 -15.2% -35.0% -3.1% 84.21%
2021 9.6% -11.5% 32.0% 21.85%
2020 12.2% -5.4% 40.7% 13.35%
2019 17.1% 4.5% 27.7% 17.37%

NAV & Total Return History


IRMPX - Holdings

Concentration Analysis

IRMPX Category Low Category High IRMPX % Rank
Net Assets 667 M 305 K 50.8 B 44.44%
Number of Holdings 8 2 4065 93.83%
Net Assets in Top 10 686 M 309 K 10.3 B 33.09%
Weighting of Top 10 99.78% 9.7% 111.4% 13.09%

Top 10 Holdings

  1. Voya US Bond Index Portfolio 41.60%
  2. Voya US Stock Index Portfolio 29.16%
  3. Voya Short Duration Bond Fund 11.78%
  4. Voya International Index Portfolio 6.07%
  5. Voya High Yield Bond Fund 3.97%
  6. Voya Russell Mid Cap Index Portfolio 3.12%
  7. Voya Emerging Markets Index Portfolio 2.05%
  8. Schwab US TIPS ETF 2.03%

Asset Allocation

Weighting Return Low Return High IRMPX % Rank
Stocks
99.78% 0.00% 100.11% 23.21%
Convertible Bonds
0.62% 0.00% 71.77% 71.32%
Cash
0.22% -35.68% 23.34% 72.10%
Preferred Stocks
0.00% 0.00% 21.95% 71.11%
Other
0.00% -0.20% 61.47% 70.62%
Bonds
0.00% 0.00% 79.72% 77.28%

Stock Sector Breakdown

Weighting Return Low Return High IRMPX % Rank
Technology
22.90% 0.22% 27.92% 6.28%
Financial Services
14.22% 0.00% 83.50% 62.06%
Healthcare
12.81% 0.00% 24.25% 58.54%
Consumer Cyclical
11.72% 0.00% 14.20% 14.82%
Industrials
9.20% 0.14% 17.90% 70.10%
Communication Services
8.52% 0.00% 11.11% 16.83%
Consumer Defense
6.66% 0.00% 18.62% 65.58%
Energy
4.14% 0.00% 62.93% 68.09%
Basic Materials
3.62% 0.00% 32.82% 75.38%
Real Estate
3.23% 0.00% 43.16% 76.88%
Utilities
2.98% 0.00% 48.33% 60.55%

Stock Geographic Breakdown

Weighting Return Low Return High IRMPX % Rank
US
99.78% 0.00% 100.11% 23.21%
Non US
0.00% 0.00% 23.24% 73.09%

IRMPX - Expenses

Operational Fees

IRMPX Fees (% of AUM) Category Return Low Category Return High Rank in Category (%)
Expense Ratio 1.10% 0.06% 21.26% 34.32%
Management Fee 0.24% 0.00% 1.25% 50.99%
12b-1 Fee 0.50% 0.00% 1.00% 66.52%
Administrative Fee N/A 0.01% 0.70% 62.30%

Sales Fees

IRMPX Fees (% of AUM) Category Return Low Category Return High Rank in Category (%)
Front Load N/A 1.00% 5.75% N/A
Deferred Load N/A 1.00% 5.00% N/A

Trading Fees

IRMPX Fees (% of AUM) Category Return Low Category Return High Rank in Category (%)
Max Redemption Fee N/A 0.00% 2.00% N/A

Related Fees

Turnover provides investors a proxy for the trading fees incurred by mutual fund managers who frequently adjust position allocations. Higher turnover means higher trading fees.

IRMPX Fees (% of AUM) Category Return Low Category Return High Rank in Category (%)
Turnover 26.00% 2.00% 380.00% 38.38%

IRMPX - Distributions

Dividend Yield Analysis

IRMPX Category Low Category High IRMPX % Rank
Dividend Yield 2.81% 0.00% 7.99% 2.72%

Dividend Distribution Analysis

IRMPX Category Low Category High Category Mod
Dividend Distribution Frequency Annual Annual Monthly Quarterly

Net Income Ratio Analysis

IRMPX Category Low Category High IRMPX % Rank
Net Income Ratio 0.94% -1.22% 6.83% 84.21%

Capital Gain Distribution Analysis

IRMPX Category Low Category High Capital Mode
Capital Gain Distribution Frequency Annually Annually Semi-Annually Annually

Distributions History

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IRMPX - Fund Manager Analysis

Managers

Paul Zemsky


Start Date

Tenure

Tenure Rank

Dec 31, 2007

14.42

14.4%

Paul Zemsky is the chief investment officer and founder of the Multi-Asset Strategies and Solutions Team (MASS) at Voya Investment Management. He is responsible for the firm’s suite of value-added, customized and off-the-shelf products and solutions that are supported by the team’s asset allocation, manager research, quantitative research, portfolio implementation and multi-manager capabilities. Prior to joining the firm, he co-founded CaliberOne Private Funds Management, a macro hedge fund. Paul began his career at JPMorgan Investment Management, where he held a number of key positions, including head of investments for over $300 Billion of Fixed Income assets. Paul is a member of the firm’s Management Committee and a board member of Pomona Capital. He holds a dual degree in finance and electrical engineering from the Management and Technology Program at the University of Pennsylvania and holds the Chartered Financial Analyst® designation.

Barbara Reinhard


Start Date

Tenure

Tenure Rank

May 01, 2018

4.08

4.1%

Barbara Reinhard CFA, Portfolio Manager, joined Voya in 2016. Ms. Reinhard is the head of asset allocation for Multi-Asset Strategies and Solutions (“MASS”) at Voya Investment Management. In this role, she is responsible for strategic and tactical asset allocation decisions for the MASS team’s multi-asset strategies. Prior to joining Voya, Ms. Reinhard was the chief investment officer for Credit Suisse Private Bank in the Americas from 2011 to 2016. In that role, she managed discretionary multi-asset portfolios, was a member of the global asset allocation committee, and the pension investment committee. Prior to that, Ms. Reinhard spent 20 years of her career at Morgan Stanley.

Tenure Analysis

Category Low Category High Category Average Category Mode
0.09 28.73 6.37 2.41