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How the Thrift Savings Plan Could Redefine Retirement?

The median net worth for the bottom quarter of American families is just $310 while the bottom half of American families own just 1.5% of the country’s total wealth.

A leading factor behind wealth inequality is the lack of retirement savings among a large share of workers—the median retirement savings balance for the bottom half of American families is $0.

Let’s take a look at how the Thrift Savings Plan, designed for government employees, could provide a blueprint for the rest of America and redefine retirement as we know it.

Learn more about retirement planning strategies on our Retirement Channel.

What Is the Thrift Savings Plan?

Opening Access to Low-Wage Workers

distribution of wealth

Potential Consequences to Consider

The Bottom Line