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Despite the recent hiccups in the market, the average investor is still doing pretty darn good.

Since the depths of the recession and even since this past presidential election, the market has surged higher and higher. The great side effect is that portfolio values have gone way up as well. And with those higher balances, many savers are feeling a bit “posh.” That’s causing a lot of retirement savers to splurge or potentially withdraw more than they should be.

But, despite your higher balances, this could be bad news in the making.

The reality is, taking money out today could be permanently sabotaging our futures. Keeping it compounding for the long haul is the way to go.

Check out our Retirement section to know more about retirement-oriented investment strategies.

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