Dividend logo

Thanks to the severity of the Great Recession and financial crisis, some extraordinary measures had to be taken.

And one of those measures was the Federal Reserve’s decision to cut rates down to basically zero and expand a vigorous bond-buying program. Those efforts were designed to reduce borrowing costs and make it less lucrative to hold cash/bonds. The hope was that it would expand the economy through spending and investment.

With growth being slow going, interest rates have sat at basically zero for the back half of decade. Only recently have we seen any sort of bump upward.

It turns out, these persistently low rates have caused a major shift in investor behavior when it comes to retirement. And we aren’t just talking about reaching for yield in riskier asset classes or stocks.

Learn more about how CDs can help your income needs here.

To read the Full Story, Go Premium or Log In

Popular Articles


Hershey Co, Discover Financial Services and Expedia Group Increase Dividend

Each week, stocks, funds and REITs announce upcoming dividend payouts. Track how your portfolio’s...


Johnson & Johnson, S&P Global and Equinix Go Ex-dividend This Week

There are many securities going ex-dividend this week starting Monday, August 19. For income...

Premium Stock%20market%20index%20going%20down

The Market Wrap for August 16: The Signs Start to Flash Red

This week, traders were faced with a continuing deterioration in the global economy. Worries in...