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When it comes to saving for retirement, the humble 401(k) is the top destination for your savings. After all, the workplace plan features plenty of benefits such as tax-deferral and potential corporate matching. And those benefits make a 401(k) a powerful addition to any retirement plan.

But another upstart way to save may actually be the better option for many savers. The health savings account (HSA) might be one of the best options for retirement savers. And that goes well-beyond its intended purpose for paying for healthcare expenditures.

Several provisions of the plan make it an ideal overall retirement savings account. A new school of thought suggests filing an HSA first before a 401(k) for retirement savings. For many investors, the strategy makes a ton of sense and could rewrite the traditional rules on retirement savings.

Don’t count out 401(k)s just yet. Find out why here.

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