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Retirement planning is a tough nut to crack.

Simply just saving money isn’t a smart strategy. You really need to do some heavy lifting and planning to even begin to be in the right ballpark. And with that, investors and financial planners are always looking for real ways to measure their progress. From finding “your number” to looking at it from an income generation point of view, there are many techniques to gauge your performance.

But with such a long timeline, many financial planners and investors are becoming frustrated and losing motivation with many of the current progress measures.

The answer is to take a tip from your pension fund. Using something called a funded ratio could be the best way to gauge and motivate your performance/savings.

Explore our retirement section here to remain up to date with retirement-specific topics.

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