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Dollar Being Placed in a Piggy Bank

News

The Power of a Little More

Aaron Levitt Sep 07, 2017


One of the biggest talking points about retirement – including from yours truly – is that we need to save more. Retirement has only gotten more expensive in recent years. From healthcare costs to living expenses, everything has become more costly. And it looks like there is no end in sight.

To make matters worse, the loss of many traditional pension plans means that individual investors are often on their own when it comes to funding their retirements. Social security only goes so far.

But it turns out, for most of us, saving more for retirement doesn’t mean we have to ramp our savings rates exponentially. In fact, as little as 1% can make a huge difference in achieving a better outcome for your retirement portfolio.

Want to retire in peace? Follow our Retirement Center.

A Daunting Task

It seems that every day there’s a new story showing how doomed most Americans are when it comes to retirement. On the one hand, we have rising costs, longer life expectancies and other expenses that require a much larger nest egg than many of us thought. On the other, we see the continued loss of employer-sponsored retirement plans. Hardly anyone – even public sector employees – has access to a traditional pension scheme.

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