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For investors with small savings balances when they punch their last clocks and march off into the sunset, there are only really two options. One is to dial back their lifestyles exponentially and live off their meager savings and whatever social security provides. The other choice is to find some sort of part- or half-time work to make ends meet.

And that seems to be the choice for many baby boomers entering retirement.

However, expectations of what they want and what the reality is are two different things. But it doesn’t have to be a major struggle. There are now ways to find meaningful work and get a decent paycheck as well.

Want to retire in peace? Follow our Retirement Center.

Flexibility, Decent Pay… Think Again

With the average 401(k) balance being nowhere close enough to actually retire, many workers have opted to continue working while in retirement. According to a new Gallup poll, nearly 3 out of 4 Americans plan to work beyond traditional retirement age, at least on a part-time basis. While the survey did show an increase in the number of Americans who are choosing to work beyond necessary for “fun” or to stay active, the vast bulk of individuals were still doing it because they have to.

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