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One of the biggest continuing news stories when it comes to retirement is that we just aren’t saving enough. Thanks to numerous factors, investors are struggling to have enough to get them through their golden years. This has created what’s been dubbed the “retirement income crisis.” Too many investors will be forced to dial back their lifestyles in retirement if we don’t improve our saving rates.

Or at least that’s the idea anyway.

But a recent survey shows that many investors are actually doing better than we previously thought, although the results come with a few big asterisks. So is there really an income crisis? For some of us, perhaps not.

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More Than Needed

Economists at the Investment Company Institute (ICI) may have just busted the myth that investors aren’t saving enough money to generate the needed income in their golden years. Having enough saved to propose meaningful income has been the retirement story for roughly ten years as more Baby Boomers enter retirement without traditional pensions. Many financial planners have coined the phrase the “income crisis” to draw attention to the problem.

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