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Piggy Bank for Savings

IRA Guide

Roth IRAs vs. Traditional IRAs

Understanding the differences between Roth IRAs and Traditional IRAs is essential for Amercians saving for retirement. Consult our chart below to compare the two.

Always consult with a personal finance or tax professional before beginning any retirement plan.

What IRA is Right for Me?

A general rule of thumb is if you expect to be in a higher tax bracket when you retire, choose a Roth IRA. If you expect to be in a lower tax bracket, choose a Traditional IRA.

Our opinion? Since Roth IRA withdrawals are not taxed, we feel a Roth makes more sense for more people.

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