Welcome to Dividend.com. Please help us personalize your experience.

Select the one that best describes you

Thank you!

Check your email and confirm your subscription to complete your personalized experience.

Thank you for your submission, we hope you enjoy your experience

Go Premium Now
Best Dividend Stocks
Ex-Dividend Dates
High Yield Stocks
Guaranteed Income

Piggy Bank for Savings

IRA Guide

Roth IRAs vs. Traditional IRAs

Understanding the differences between Roth IRAs and Traditional IRAs is essential for Amercians saving for retirement. Consult our chart below to compare the two.

Always consult with a personal finance or tax professional before beginning any retirement plan.

What IRA is Right for Me?

A general rule of thumb is if you expect to be in a higher tax bracket when you retire, choose a Roth IRA. If you expect to be in a lower tax bracket, choose a Traditional IRA.

Our opinion? Since Roth IRA withdrawals are not taxed, we feel a Roth makes more sense for more people.

Popular Articles