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Vanguard Target Retirement Income
mutual fund
VTINX
Dividend policy
Active
Price as of:
$15.5
+0.01
+0%
primary theme
Target Date
share class
VTINX (Mutual Fund)
Vanguard Target Retirement Income
Dividend policy
Active
Price as of:
$15.5
+0.01
+0%
primary theme
Target Date
share class
VTINX (Mutual Fund)
Vanguard Target Retirement Income
Dividend policy
Active
Price as of:
$15.5
+0.01
+0%
primary theme
Target Date
share class
Name
Price
Aum/Mkt Cap
YIELD & DIV
Exp Ratio
Watchlist
Vitals
YTD Return
3.8%
1 yr return
9.6%
3 Yr Avg Return
8.1%
5 Yr Avg Return
6.7%
Net Assets
$16.7 B
Holdings in Top 10
N/A
52 WEEK LOW AND HIGH
$15.49
$14.42
$15.63
Expenses
OPERATING FEES
Expense Ratio 0.12%
SALES FEES
Front Load N/A
Deferred Load N/A
TRADING FEES
Turnover 17.00%
Redemption Fee N/A
Min Investment
Standard (Taxable)
$1,000
IRA
N/A
Fund Classification
Fund Type
Open End Mutual Fund
Investment Style
Target-Date Retirement
Name
Price
Aum/Mkt Cap
YIELD & DIV
Exp Ratio
Watchlist
VTINX - Profile
Distributions
- YTD Total Return 3.8%
- 3 Yr Annualized Total Return 8.1%
- 5 Yr Annualized Total Return 6.7%
- Capital Gain Distribution Frequency Annually
- Net Income Ratio 2.19%
- Dividend Yield 1.3%
- Dividend Distribution Frequency Quarterly
Fund Details
-
Legal NameVanguard Target Retirement Income
-
Fund Family NameVanguard
-
Inception DateOct 27, 2003
-
Shares OutstandingN/A
-
Share ClassInv
-
CurrencyUSD
-
Domiciled CountryUnited States
-
ManagerWilliam Coleman
Fund Description
The fund invests in other Vanguard mutual funds according to an asset allocation strategy designed for investors currently in retirement. Its indirect bond holdings are a diversified mix of short-, intermediate-, and long-term U.S. government, U.S. agency, and investment-grade U.S. corporate bonds; inflation-protected public obligations issued by the U.S. Treasury; mortgage-backed and asset-backed securities; and government, agency, corporate, and securitized investment-grade foreign bonds issued in currencies other than the U.S. dollar.
VTINX - Performance
Return Ranking - Trailing
| Period | VTINX Return | Category Return Low | Category Return High | Rank in Category (%) |
|---|---|---|---|---|
| YTD | 3.8% | -3.4% | 8.3% | 44.05% |
| 1 Yr | 9.6% | -3.8% | 24.9% | 45.85% |
| 3 Yr | 8.1%* | 1.4% | 10.9% | 29.77% |
| 5 Yr | 6.7%* | 0.8% | 9.1% | 39.31% |
| 10 Yr | 6.0%* | 2.5% | 7.6% | 27.83% |
* Annualized
Return Ranking - Calendar
| Period | VTINX Return | Category Return Low | Category Return High | Rank in Category (%) |
|---|---|---|---|---|
| 2020 | 6.3% | -15.2% | 12.6% | 28.89% |
| 2019 | 10.2% | -1.1% | 13.9% | 22.22% |
| 2018 | -5.9% | -13.1% | 0.1% | 28.05% |
| 2017 | 5.8% | -12.3% | 10.3% | 36.24% |
| 2016 | 2.9% | -74.7% | 5.6% | 23.53% |
Total Return Ranking - Trailing
| Period | VTINX Return | Category Return Low | Category Return High | Rank in Category (%) |
|---|---|---|---|---|
| YTD | 3.8% | -3.4% | 8.3% | 44.05% |
| 1 Yr | 9.6% | -3.8% | 24.9% | 36.17% |
| 3 Yr | 8.1%* | 0.5% | 10.9% | 22.34% |
| 5 Yr | 6.7%* | 0.2% | 9.1% | 33.33% |
| 10 Yr | 6.0%* | 2.5% | 7.6% | 25.66% |
* Annualized
Total Return Ranking - Calendar
| Period | VTINX Return | Category Return Low | Category Return High | Rank in Category (%) |
|---|---|---|---|---|
| 2020 | 6.3% | -15.2% | 12.6% | 28.89% |
| 2019 | 10.2% | -1.1% | 13.9% | 22.22% |
| 2018 | -5.9% | -12.9% | 0.3% | 65.85% |
| 2017 | 5.8% | -12.3% | 12.7% | 53.69% |
| 2016 | 2.9% | -2.2% | 8.9% | 69.12% |
NAV & Total Return History
VTINX - Holdings
Concentration Analysis
| VTINX | Category Low | Category High | VTINX % Rank | |
|---|---|---|---|---|
| Net Assets | 16.7 B | 129 K | 16.7 B | 0.39% |
| Number of Holdings | 7 | 2 | 1564 | 89.11% |
| Net Assets in Top 10 | 16.6 B | 104 K | 16.6 B | 0.39% |
| Weighting of Top 10 | N/A | 4.5% | 100.0% | 4.02% |
Top 10 Holdings
- Vanguard Total Bond Market II Idx Inv 36.98%
- Vanguard Total Stock Mkt Idx Inv 18.21%
- Vanguard Shrt-Term Infl-Prot Sec Idx Inv 16.99%
- Vanguard Total Intl Bd Idx Investor 16.01%
- Vanguard Total Intl Stock Index Inv 12.16%
- Cmt Market Liquidity Rate 1.28%
- Cmt Market Liquidity Rate 1.28%
- Cmt Market Liquidity Rate 1.28%
- Cmt Market Liquidity Rate 1.28%
- Cmt Market Liquidity Rate 1.28%
Asset Allocation
| Weighting | Return Low | Return High | VTINX % Rank | |
|---|---|---|---|---|
| Bonds | 69.49% | -9.67% | 127.57% | 25.68% |
| Stocks | 30.47% | 0.00% | 48.52% | 36.58% |
| Convertible Bonds | 0.48% | 0.00% | 6.40% | 67.32% |
| Other | 0.01% | -1.96% | 63.99% | 55.64% |
| Preferred Stocks | 0.00% | 0.00% | 32.02% | 79.77% |
| Cash | -0.44% | -33.44% | 99.04% | 98.05% |
Stock Sector Breakdown
| Weighting | Return Low | Return High | VTINX % Rank | |
|---|---|---|---|---|
| Technology | 19.95% | 4.44% | 25.97% | 23.28% |
| Financial Services | 15.54% | 11.43% | 18.63% | 36.51% |
| Healthcare | 11.96% | 9.17% | 14.71% | 45.50% |
| Consumer Cyclical | 11.82% | 5.79% | 14.61% | 44.97% |
| Industrials | 10.83% | 3.98% | 14.89% | 59.26% |
| Communication Services | 8.89% | 5.58% | 10.25% | 28.04% |
| Consumer Defense | 6.54% | 4.98% | 12.51% | 40.74% |
| Basic Materials | 4.94% | 2.83% | 7.12% | 39.15% |
| Real Estate | 3.71% | 1.82% | 21.66% | 57.67% |
| Energy | 3.24% | 1.88% | 6.54% | 42.86% |
| Utilities | 2.58% | 0.40% | 10.63% | 48.15% |
Stock Geographic Breakdown
| Weighting | Return Low | Return High | VTINX % Rank | |
|---|---|---|---|---|
| US | 18.13% | 0.00% | 30.78% | 45.53% |
| Non US | 12.34% | 0.00% | 18.61% | 23.35% |
Bond Sector Breakdown
| Weighting | Return Low | Return High | VTINX % Rank | |
|---|---|---|---|---|
| Government | 67.73% | 0.00% | 99.84% | 4.67% |
| Corporate | 18.60% | 0.00% | 99.97% | 62.26% |
| Securitized | 12.99% | 0.00% | 90.72% | 56.03% |
| Municipal | 0.39% | 0.00% | 99.92% | 39.69% |
| Cash & Equivalents | 0.30% | 0.03% | 99.31% | 92.61% |
| Derivative | 0.00% | 0.00% | 15.12% | 81.71% |
Bond Geographic Breakdown
| Weighting | Return Low | Return High | VTINX % Rank | |
|---|---|---|---|---|
| US | 51.51% | -9.67% | 127.57% | 59.92% |
| Non US | 17.98% | -15.81% | 18.51% | 2.33% |
VTINX - Expenses
Operational Fees
| VTINX Fees (% of AUM) | Category Return Low | Category Return High | Rank in Category (%) | |
|---|---|---|---|---|
| Expense Ratio | 0.12% | 0.06% | 3.21% | 83.72% |
| Management Fee | 0.00% | 0.00% | 0.77% | 11.67% |
| 12b-1 Fee | N/A | 0.00% | 1.00% | N/A |
| Administrative Fee | N/A | 0.01% | 0.30% | N/A |
Sales Fees
| VTINX Fees (% of AUM) | Category Return Low | Category Return High | Rank in Category (%) | |
|---|---|---|---|---|
| Front Load | N/A | 2.75% | 5.75% | N/A |
| Deferred Load | N/A | 1.00% | 5.00% | N/A |
Trading Fees
| VTINX Fees (% of AUM) | Category Return Low | Category Return High | Rank in Category (%) | |
|---|---|---|---|---|
| Max Redemption Fee | N/A | N/A | N/A | N/A |
Related Fees
Turnover provides investors a proxy for the trading fees incurred by mutual fund managers who frequently adjust position allocations. Higher turnover means higher trading fees.
| VTINX Fees (% of AUM) | Category Return Low | Category Return High | Rank in Category (%) | |
|---|---|---|---|---|
| Turnover | 17.00% | 0.00% | 130.00% | 40.25% |
VTINX - Distributions
Dividend Yield Analysis
| VTINX | Category Low | Category High | VTINX % Rank | |
|---|---|---|---|---|
| Dividend Yield | 1.32% | 0.00% | 1.41% | 64.48% |
Dividend Distribution Analysis
| VTINX | Category Low | Category High | Category Mod | |
|---|---|---|---|---|
| Dividend Distribution Frequency | Quarterly | Annually | Monthly | Monthly |
Net Income Ratio Analysis
| VTINX | Category Low | Category High | VTINX % Rank | |
|---|---|---|---|---|
| Net Income Ratio | 2.19% | -0.09% | 7.19% | 28.57% |
Capital Gain Distribution Analysis
| VTINX | Category Low | Category High | Capital Mode | |
|---|---|---|---|---|
| Capital Gain Distribution Frequency | Annually | Annually | Semi-Annually | Annually |
Dividend Payout History
| Date | Amount |
|---|---|
| Jun 18, 2018 | $0.078 |
| Mar 16, 2018 | $0.043 |
| Sep 22, 2017 | $0.050 |
| Jun 28, 2017 | $0.062 |
| Mar 29, 2017 | $0.044 |
| Sep 20, 2016 | $0.048 |
| Jun 21, 2016 | $0.061 |
| Mar 21, 2016 | $0.042 |
| Sep 25, 2015 | $0.048 |
| Jun 26, 2015 | $0.059 |
| Mar 27, 2015 | $0.046 |
| Sep 24, 2014 | $0.050 |
| Jun 24, 2014 | $0.056 |
| Mar 31, 2014 | $0.048 |
| Sep 27, 2013 | $0.045 |
| Jun 28, 2013 | $0.056 |
| Mar 28, 2013 | $0.039 |
| Sep 28, 2012 | $0.065 |
| Jun 29, 2012 | $0.048 |
| Mar 30, 2012 | $0.043 |
| Dec 30, 2011 | $0.117 |
| Sep 30, 2011 | $0.060 |
| Jun 30, 2011 | $0.080 |
| Mar 31, 2011 | $0.059 |
| Dec 31, 2010 | $0.100 |
| Sep 28, 2010 | $0.052 |
| Jun 29, 2010 | $0.061 |
| Mar 30, 2010 | $0.058 |
| Dec 31, 2009 | $0.117 |
| Sep 29, 2009 | $0.050 |
| Jun 26, 2009 | $0.050 |
| Mar 27, 2009 | $0.058 |
| Dec 31, 2008 | $0.112 |
| Sep 26, 2008 | $0.100 |
| Jun 27, 2008 | $0.109 |
| Mar 28, 2008 | $0.100 |
| Dec 28, 2007 | $0.130 |
| Sep 24, 2007 | $0.090 |
| Jun 25, 2007 | $0.130 |
| Mar 26, 2007 | $0.080 |
| Dec 29, 2006 | $0.110 |
| Sep 25, 2006 | $0.090 |
| Jun 26, 2006 | $0.120 |
| Mar 27, 2006 | $0.070 |
| Dec 30, 2005 | $0.150 |
| Sep 26, 2005 | $0.090 |
| Jun 27, 2005 | $0.110 |
| Mar 28, 2005 | $0.060 |
| Dec 30, 2004 | $0.110 |
| Sep 27, 2004 | $0.080 |
| Jun 28, 2004 | $0.100 |
| Mar 29, 2004 | $0.050 |
| Dec 24, 2003 | $0.055 |
VTINX - Fund Manager Analysis
Managers
William Coleman
Start Date
Tenure
Tenure Rank
Feb 22, 2013
8.53
8.5%
William A. Coleman, CFA, Portfolio Manager at Vanguard. He has worked in investment management since joining Vanguard in 2006 and has co-managed the Conservative Allocation and Moderate Allocation Portfolios since 2013. Education: B.S., King’s College; M.S., Saint Joseph’s University.
Walter Nejman
Start Date
Tenure
Tenure Rank
Feb 22, 2013
8.53
8.5%
Walter Nejman, Portfolio Manager at Vanguard. He has been with Vanguard since 2005; has worked in investment management since 2008; and has co-managed the Communication Services Index, Health Care Index, Industrials Index, and Information Technology Index Funds since 2015. Education: B.A., Arcadia University; M.B.A., Villanova University.
Tenure Analysis
| Category Low | Category High | Category Average | Category Mode |
|---|---|---|---|
| 0.07 | 16.84 | 5.1 | 3.0 |
