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Vanguard Target Retirement Income
mutual fund
VTINX
Dividend policy
Active
Price as of:
$15.33
+0.0
+0%
primary theme
Target Date
share class
VTINX (Mutual Fund)
Vanguard Target Retirement Income
Dividend policy
Active
Price as of:
$15.33
+0.0
+0%
primary theme
Target Date
share class
VTINX (Mutual Fund)
Vanguard Target Retirement Income
Dividend policy
Active
Price as of:
$15.33
+0.0
+0%
primary theme
Target Date
share class
VTINX - Snapshot
Vitals
- YTD Return 2.7%
- 3 Yr Annualized Return 7.8%
- 5 Yr Annualized Return 6.7%
- Net Assets $17.1 B
- Holdings in Top 10 100.0%
52 WEEK LOW AND HIGH
$15.33
$14.06
$15.33
Expenses
OPERATING RELATED FEES
- Expense Ratio N/A
SALES FEES
- Front Load N/A
- Deferred Load N/A
BROKERAGE FEES
- Turnover 17.00%
TRADING FEES
- Max Redemption Fee N/A
Min Investment
- Standard (Taxable) $1,000
- IRA N/A
Fund Classification
- Primary Theme Target Date
- Fund Type Open End Mutual Fund
- Investment Style Target-Date Retirement
Overview
Next Dividend
Income Profile
Income Risk
Returns Profile
Allocations
Expenses
About
Dividend.com Ratings*
$15.33
0.00%
$17.06 B
1.56%
$0.24
blocked
blocked
blocked
2.68%
-
$24.99
0.00%
$9.18 B
1.56%
$0.39
blocked
blocked
blocked
2.71%
-
$14.83
+0.27%
$8.94 B
1.76%
$0.26
blocked
blocked
blocked
4.14%
0.18%
$12.27
+0.16%
$3.29 B
0.97%
$0.12
blocked
blocked
blocked
0.49%
0.47%
$14.22
+0.28%
$2.68 B
1.09%
$0.16
blocked
blocked
blocked
5.33%
0.77%
Overview
Next Dividend
Income Profile
Income Risk
Returns Profile
Allocations
Expenses
About
Dividend.com Ratings*
$21.62
-0.05%
$2.37 B
1.93%
$0.42
blocked
blocked
blocked
-0.60%
0.10%
$21.78
+0.05%
$1.93 B
2.00%
$0.44
blocked
blocked
blocked
-0.55%
0.10%
$21.11
0.00%
$1.84 B
1.66%
$0.35
blocked
blocked
blocked
-0.47%
0.10%
$25.41
+0.04%
$1.57 B
1.99%
$0.51
blocked
blocked
blocked
-0.63%
0.10%
$26.09
+0.04%
$1.57 B
2.14%
$0.56
blocked
blocked
blocked
-0.69%
0.10%
VTINX - Profile
Distributions
- YTD Total Return 2.7%
- 3 Yr Annualized Total Return 7.8%
- 5 Yr Annualized Total Return 6.7%
- Capital Gain Distribution Frequency Annually
- Net Income Ratio 2.19%
- Dividend Yield 0.0%
- Dividend Distribution Frequency Quarterly
Fund Details
-
Legal NameVanguard Target Retirement Income
-
Fund Family NameVanguard
-
Inception DateOct 27, 2003
-
Shares OutstandingN/A
-
Share ClassInv
-
CurrencyUSD
-
Domiciled CountryUnited States
-
ManagerWilliam Coleman
Fund Description
The fund invests in other Vanguard mutual funds according to an asset allocation strategy designed for investors currently in retirement. Its indirect bond holdings are a diversified mix of short-, intermediate-, and long-term U.S. government, U.S. agency, and investment-grade U.S. corporate bonds; inflation-protected public obligations issued by the U.S. Treasury; mortgage-backed and asset-backed securities; and government, agency, corporate, and securitized investment-grade foreign bonds issued in currencies other than the U.S. dollar.
VTINX - Performance
Return Ranking - Trailing
| Period | VTINX Return | Category Return Low | Category Return High | Rank in Category (%) |
|---|---|---|---|---|
| YTD | 2.7% | -4.7% | 8.4% | 54.66% |
| 1 Yr | 12.7% | -5.2% | 56.5% | 44.90% |
| 3 Yr | 7.8%* | 1.3% | 10.2% | 33.50% |
| 5 Yr | 6.7%* | 1.0% | 9.3% | 39.88% |
| 10 Yr | 5.7%* | 2.0% | 6.9% | 20.87% |
* Annualized
Return Ranking - Calendar
| Period | VTINX Return | Category Return Low | Category Return High | Rank in Category (%) |
|---|---|---|---|---|
| 2020 | 6.3% | -15.2% | 12.6% | 29.28% |
| 2019 | 10.2% | -1.1% | 13.9% | 22.22% |
| 2018 | -5.9% | -13.1% | 0.1% | 28.05% |
| 2017 | 5.8% | -12.3% | 10.3% | 36.24% |
| 2016 | 2.9% | -74.7% | 5.6% | 23.53% |
Total Return Ranking - Trailing
| Period | VTINX Return | Category Return Low | Category Return High | Rank in Category (%) |
|---|---|---|---|---|
| YTD | 2.7% | -4.7% | 8.4% | 54.66% |
| 1 Yr | 12.7% | -5.2% | 56.5% | 35.24% |
| 3 Yr | 7.8%* | 0.4% | 10.2% | 25.81% |
| 5 Yr | 6.7%* | 0.4% | 9.3% | 33.33% |
| 10 Yr | 5.7%* | 2.0% | 6.9% | 17.70% |
* Annualized
Total Return Ranking - Calendar
| Period | VTINX Return | Category Return Low | Category Return High | Rank in Category (%) |
|---|---|---|---|---|
| 2020 | 6.3% | -15.2% | 12.6% | 29.28% |
| 2019 | 10.2% | -1.1% | 13.9% | 22.22% |
| 2018 | -5.9% | -12.9% | 0.3% | 65.85% |
| 2017 | 5.8% | -12.3% | 12.7% | 53.69% |
| 2016 | 2.9% | -2.2% | 8.9% | 69.12% |
NAV & Total Return History
VTINX - Holdings
Concentration Analysis
| VTINX | Category Low | Category High | VTINX % Rank | |
|---|---|---|---|---|
| Net Assets | 17.1 B | 126 K | 17.1 B | 0.40% |
| Number of Holdings | 7 | 1 | 1550 | 89.29% |
| Net Assets in Top 10 | 17.2 B | 103 K | 17.2 B | 0.40% |
| Weighting of Top 10 | 100.00% | 4.8% | 100.0% | 6.61% |
Top 10 Holdings
- Vanguard Total Bond Market II Idx Inv 37.29%
- Vanguard Total Stock Mkt Idx Inv 17.63%
- Vanguard Shrt-Term Infl-Prot Sec Idx Inv 16.96%
- Vanguard Total Intl Bd Idx Investor 16.02%
- Vanguard Total Intl Stock Index Inv 12.01%
- Cmt Market Liquidity Rate 1.28%
- Cmt Market Liquidity Rate 1.28%
- Cmt Market Liquidity Rate 1.28%
- Cmt Market Liquidity Rate 1.28%
- Cmt Market Liquidity Rate 1.28%
Asset Allocation
| Weighting | Return Low | Return High | VTINX % Rank | |
|---|---|---|---|---|
| Bonds | 68.83% | -7.96% | 126.49% | 24.21% |
| Stocks | 29.93% | 0.00% | 48.55% | 34.52% |
| Cash | 0.77% | -33.97% | 90.72% | 85.71% |
| Convertible Bonds | 0.46% | 0.00% | 6.08% | 63.49% |
| Other | 0.01% | -0.12% | 64.78% | 55.16% |
| Preferred Stocks | 0.00% | 0.00% | 34.54% | 83.33% |
Stock Sector Breakdown
| Weighting | Return Low | Return High | VTINX % Rank | |
|---|---|---|---|---|
| Technology | 18.66% | 4.95% | 23.36% | 43.92% |
| Financial Services | 16.67% | 11.33% | 18.47% | 22.75% |
| Consumer Cyclical | 12.10% | 6.80% | 13.70% | 49.21% |
| Healthcare | 11.56% | 9.04% | 13.98% | 52.91% |
| Industrials | 10.92% | 4.14% | 14.65% | 50.26% |
| Communication Services | 9.11% | 6.13% | 10.27% | 35.45% |
| Consumer Defense | 6.58% | 5.15% | 11.97% | 44.97% |
| Basic Materials | 4.91% | 2.78% | 7.84% | 34.39% |
| Real Estate | 3.60% | 1.82% | 20.03% | 57.67% |
| Energy | 3.21% | 1.96% | 6.96% | 33.86% |
| Utilities | 2.68% | 0.55% | 9.54% | 49.74% |
Stock Geographic Breakdown
| Weighting | Return Low | Return High | VTINX % Rank | |
|---|---|---|---|---|
| US | 17.53% | 0.00% | 34.06% | 46.83% |
| Non US | 12.40% | 0.00% | 18.67% | 22.22% |
Bond Sector Breakdown
| Weighting | Return Low | Return High | VTINX % Rank | |
|---|---|---|---|---|
| Government | 66.06% | 0.00% | 99.77% | 4.37% |
| Corporate | 18.87% | 0.00% | 99.92% | 65.08% |
| Securitized | 13.35% | 0.00% | 88.94% | 55.16% |
| Cash & Equivalents | 1.35% | 0.00% | 98.26% | 83.73% |
| Municipal | 0.38% | 0.00% | 100.00% | 42.06% |
| Derivative | 0.00% | 0.00% | 9.14% | 86.90% |
Bond Geographic Breakdown
| Weighting | Return Low | Return High | VTINX % Rank | |
|---|---|---|---|---|
| US | 50.91% | -7.96% | 126.49% | 57.54% |
| Non US | 17.92% | -22.89% | 18.68% | 0.79% |
VTINX - Expenses
Operational Fees
| VTINX Fees (% of AUM) | Category Return Low | Category Return High | Rank in Category (%) | |
|---|---|---|---|---|
| Expense Ratio | N/A | 0.02% | 11.87% | 96.68% |
| Management Fee | 0.00% | 0.00% | 0.77% | 10.73% |
| 12b-1 Fee | N/A | 0.00% | 1.00% | N/A |
| Administrative Fee | N/A | 0.01% | 0.30% | N/A |
Sales Fees
| VTINX Fees (% of AUM) | Category Return Low | Category Return High | Rank in Category (%) | |
|---|---|---|---|---|
| Front Load | N/A | 2.75% | 5.75% | N/A |
| Deferred Load | N/A | 1.00% | 5.00% | N/A |
Trading Fees
| VTINX Fees (% of AUM) | Category Return Low | Category Return High | Rank in Category (%) | |
|---|---|---|---|---|
| Max Redemption Fee | N/A | N/A | N/A | N/A |
Related Fees
Turnover provides investors a proxy for the trading fees incurred by mutual fund managers who frequently adjust position allocations. Higher turnover means higher trading fees.
| VTINX Fees (% of AUM) | Category Return Low | Category Return High | Rank in Category (%) | |
|---|---|---|---|---|
| Turnover | 17.00% | 0.00% | 130.00% | 33.19% |
VTINX - Distributions
Dividend Yield Analysis
| VTINX | Category Low | Category High | VTINX % Rank | |
|---|---|---|---|---|
| Dividend Yield | 0.00% | 0.00% | 0.80% | 70.24% |
Dividend Distribution Analysis
| VTINX | Category Low | Category High | Category Mod | |
|---|---|---|---|---|
| Dividend Distribution Frequency | Quarterly | Annually | Monthly | Monthly |
Net Income Ratio Analysis
| VTINX | Category Low | Category High | VTINX % Rank | |
|---|---|---|---|---|
| Net Income Ratio | 2.19% | -0.09% | 7.19% | 37.10% |
Capital Gain Distribution Analysis
| VTINX | Category Low | Category High | Capital Mode | |
|---|---|---|---|---|
| Capital Gain Distribution Frequency | Annually | Annually | Semi-Annually | Annually |
Dividend Payout History
| Date | Amount |
|---|---|
| Jun 18, 2018 | $0.078 |
| Mar 16, 2018 | $0.043 |
| Sep 22, 2017 | $0.050 |
| Jun 28, 2017 | $0.062 |
| Mar 29, 2017 | $0.044 |
| Sep 20, 2016 | $0.048 |
| Jun 21, 2016 | $0.061 |
| Mar 21, 2016 | $0.042 |
| Sep 25, 2015 | $0.048 |
| Jun 26, 2015 | $0.059 |
| Mar 27, 2015 | $0.046 |
| Sep 24, 2014 | $0.050 |
| Jun 24, 2014 | $0.056 |
| Mar 31, 2014 | $0.048 |
| Sep 27, 2013 | $0.045 |
| Jun 28, 2013 | $0.056 |
| Mar 28, 2013 | $0.039 |
| Sep 28, 2012 | $0.065 |
| Jun 29, 2012 | $0.048 |
| Mar 30, 2012 | $0.043 |
| Dec 30, 2011 | $0.117 |
| Sep 30, 2011 | $0.060 |
| Jun 30, 2011 | $0.080 |
| Mar 31, 2011 | $0.059 |
| Dec 31, 2010 | $0.100 |
| Sep 28, 2010 | $0.052 |
| Jun 29, 2010 | $0.061 |
| Mar 30, 2010 | $0.058 |
| Dec 31, 2009 | $0.117 |
| Sep 29, 2009 | $0.050 |
| Jun 26, 2009 | $0.050 |
| Mar 27, 2009 | $0.058 |
| Dec 31, 2008 | $0.112 |
| Sep 26, 2008 | $0.100 |
| Jun 27, 2008 | $0.109 |
| Mar 28, 2008 | $0.100 |
| Dec 28, 2007 | $0.130 |
| Sep 24, 2007 | $0.090 |
| Jun 25, 2007 | $0.130 |
| Mar 26, 2007 | $0.080 |
| Dec 29, 2006 | $0.110 |
| Sep 25, 2006 | $0.090 |
| Jun 26, 2006 | $0.120 |
| Mar 27, 2006 | $0.070 |
| Dec 30, 2005 | $0.150 |
| Sep 26, 2005 | $0.090 |
| Jun 27, 2005 | $0.110 |
| Mar 28, 2005 | $0.060 |
| Dec 30, 2004 | $0.110 |
| Sep 27, 2004 | $0.080 |
| Jun 28, 2004 | $0.100 |
| Mar 29, 2004 | $0.050 |
| Dec 24, 2003 | $0.055 |
VTINX - Fund Manager Analysis
Managers
William Coleman
Start Date
Tenure
Tenure Rank
Feb 22, 2013
8.27
8.3%
William Coleman, Portfolio Manager. He has worked in investment management since joining Vanguard in 2006. Education: B.S., King’s College; M.S., Saint Joseph’s University.
Walter Nejman
Start Date
Tenure
Tenure Rank
Feb 22, 2013
8.27
8.3%
Walter Nejman, Portfolio Manager at Vanguard. He has been with Vanguard since 2005; has worked in investment management since 2008; and has co-managed the Communication Services Index, Health Care Index, Industrials Index, and Information Technology Index Funds since 2015. Education: B.A., Arcadia University; M.B.A., Villanova University.
Tenure Analysis
| Category Low | Category High | Category Average | Category Mode |
|---|---|---|---|
| 0.01 | 16.59 | 4.97 | 2.75 |
