Welcome to Dividend.com
Please help us personalize your experience.
Select the one that best describes you
Continue to site >
Trending ETFs

Franklin LifeSmart™ Retirement Income Fund

mutual fund
FLRDX
Dividend policy
No Change
Price as of:
$11.68 +0.0 +0%
primary theme
Target Date
FLRDX (Mutual Fund)

Franklin LifeSmart™ Retirement Income Fund

Dividend policy
No Change
Price as of:
$11.68 +0.0 +0%
primary theme
Target Date
FLRDX (Mutual Fund)
Franklin LifeSmart™ Retirement Income Fund
Dividend policy
No Change
Price as of:
$11.68 +0.0 +0%
primary theme
Target Date

FLRDX - Snapshot

Vitals

  • YTD Return 0.2%
  • 3 Yr Annualized Return 6.3%
  • 5 Yr Annualized Return 5.8%
  • Net Assets $58.1 M
  • Holdings in Top 10 82.8%

52 WEEK LOW AND HIGH

$11.68
$10.57
$11.79

Expenses

OPERATING RELATED FEES

  • Expense Ratio 0.69%

SALES FEES

  • Front Load N/A
  • Deferred Load N/A

BROKERAGE FEES

  • Turnover 51.13%

TRADING FEES

  • Max Redemption Fee N/A

Min Investment

  • Standard (Taxable) $100,000
  • IRA N/A

Fund Classification

  • Primary Theme Target Date
  • Fund Type Open End Mutual Fund
  • Investment Style Target-Date Retirement

Compare FLRDX to Popular Target Date Funds Funds

Overview

Next Dividend

Income Profile

Income Risk

Returns Profile

Allocations

Expenses

About

Dividend.com Ratings*

$15.08

0.00%

$17.51 B

1.58%

$0.24

blocked
blocked
blocked

1.00%

-

$14.47

+0.07%

$8.72 B

1.80%

$0.26

blocked
blocked
blocked

1.62%

0.18%

$24.58

0.00%

$8.22 B

1.58%

$0.39

blocked
blocked
blocked

1.03%

-

$12.24

-0.08%

$3.32 B

1.04%

$0.13

blocked
blocked
blocked

0.25%

0.47%

$13.93

+0.22%

$2.65 B

1.12%

$0.16

blocked
blocked
blocked

3.19%

0.77%

Compare FLRDX to Popular Target Date Funds ETFs

Overview

Next Dividend

Income Profile

Income Risk

Returns Profile

Allocations

Expenses

About

Dividend.com Ratings*

$21.66

+0.05%

$2.30 B

2.07%

$0.45

blocked
blocked
blocked

-0.41%

0.10%

$21.13

+0.05%

$1.88 B

1.93%

$0.41

blocked
blocked
blocked

-0.38%

0.10%

$21.78

0.00%

$1.78 B

2.16%

$0.47

blocked
blocked
blocked

-0.55%

0.10%

$25.44

0.00%

$1.53 B

2.14%

$0.54

blocked
blocked
blocked

-0.51%

0.10%

$26.11

+0.04%

$1.50 B

2.28%

$0.59

blocked
blocked
blocked

-0.61%

0.10%

FLRDX - Profile

Distributions

  • YTD Total Return 0.2%
  • 3 Yr Annualized Total Return 6.3%
  • 5 Yr Annualized Total Return 5.8%
  • Capital Gain Distribution Frequency Semi-Annually
  • Net Income Ratio 3.83%
DIVIDENDS
  • Dividend Yield 0.0%
  • Dividend Distribution Frequency Monthly

Fund Details

  • Legal Name
    Franklin LifeSmart™ Retirement Income Fund
  • Fund Family Name
    Franklin Templeton Investments
  • Inception Date
    Aug 01, 2006
  • Shares Outstanding
    192300
  • Share Class
    Adv
  • Currency
    USD
  • Domiciled Country
    United States
  • Manager
    Thomas Nelson

Fund Description

The investment manager normally allocates the fund's assets among the broad asset classes of equity and fixed-income investments and strategies by investing primarily in a distinctly-weighted combination of underlying funds, predominantly other Franklin Templeton and Legg Mason mutual funds and ETFs and third-party ETFs, based on each underlying fund’s predominant asset class and strategy. Normally, 40% of the fund’s assets are allocated to equity investments and 60% of the fund’s assets are allocated to fixed-income investments.


FLRDX - Performance

Return Ranking - Trailing

Period FLRDX Return Category Return Low Category Return High Rank in Category (%)
YTD 0.2% -6.8% 6.6% 65.59%
1 Yr 16.3% -5.8% 33.2% 49.18%
3 Yr 6.3%* 1.2% 9.1% 58.62%
5 Yr 5.8%* 1.0% 8.8% 57.23%
10 Yr 4.7%* 2.0% 6.8% 61.11%

* Annualized

Return Ranking - Calendar

Period FLRDX Return Category Return Low Category Return High Rank in Category (%)
2020 4.2% -15.2% 12.6% 68.02%
2019 7.7% -1.1% 13.9% 56.61%
2018 -6.3% -13.1% 0.1% 40.24%
2017 0.8% -12.3% 10.3% 83.22%
2016 1.8% -74.7% 5.6% 61.76%

Total Return Ranking - Trailing

Period FLRDX Return Category Return Low Category Return High Rank in Category (%)
YTD 0.2% -6.8% 6.6% 65.59%
1 Yr 16.3% -5.8% 33.2% 41.15%
3 Yr 6.3%* 0.2% 9.1% 48.92%
5 Yr 5.8%* 0.5% 8.8% 49.69%
10 Yr 4.7%* 2.0% 6.8% 55.66%

* Annualized

Total Return Ranking - Calendar

Period FLRDX Return Category Return Low Category Return High Rank in Category (%)
2020 4.2% -15.2% 12.6% 68.02%
2019 8.4% -1.1% 13.9% 44.97%
2018 -2.6% -12.9% 0.3% 21.95%
2017 5.1% -12.3% 12.7% 61.74%
2016 5.6% -2.2% 8.9% 15.44%

NAV & Total Return History


FLRDX - Holdings

Concentration Analysis

FLRDX Category Low Category High FLRDX % Rank
Net Assets 58.1 M 123 K 17.5 B 65.74%
Number of Holdings 19 1 1537 59.76%
Net Assets in Top 10 47.5 M 102 K 17.8 B 60.16%
Weighting of Top 10 82.80% 4.7% 100.0% 57.92%

Top 10 Holdings

  1. Franklin Liberty US Core Bond ETF 24.26%
  2. Global X US Preferred ETF 11.70%
  3. Franklin Liberty Investment Grd Corp ETF 8.83%
  4. Franklin US Government Secs R6 7.52%
  5. Franklin U.S. Core Equity Advisor 5.58%
  6. Franklin LibertyQ US Equity ETF 5.54%
  7. Franklin Liberty US Treasury Bond ETF 5.12%
  8. Credit Suisse, Nassau Branch 0% 4.85%
  9. Ubs Ag London 0% 4.77%
  10. Credit Suisse Ag Nassau Brh Pfd 0% 4.66%

Asset Allocation

Weighting Return Low Return High FLRDX % Rank
Bonds
61.18% 1.02% 127.59% 54.58%
Stocks
24.33% 0.00% 48.53% 60.56%
Preferred Stocks
10.45% 0.00% 33.14% 2.39%
Cash
3.01% -35.08% 47.23% 61.75%
Convertible Bonds
0.78% 0.00% 6.05% 33.47%
Other
0.26% -0.18% 63.55% 21.12%

Stock Sector Breakdown

Weighting Return Low Return High FLRDX % Rank
Technology
22.54% 6.16% 25.54% 11.70%
Healthcare
14.34% 9.17% 14.55% 6.91%
Industrials
12.63% 3.53% 14.90% 12.23%
Financial Services
10.25% 10.18% 18.28% 96.28%
Communication Services
9.86% 5.84% 10.56% 13.30%
Consumer Cyclical
9.19% 6.59% 13.77% 96.28%
Consumer Defense
7.35% 5.18% 9.45% 25.00%
Utilities
6.20% 0.61% 8.92% 5.32%
Basic Materials
3.70% 1.77% 6.17% 86.17%
Energy
2.00% 1.66% 5.66% 95.21%
Real Estate
1.94% 1.82% 21.93% 98.94%

Stock Geographic Breakdown

Weighting Return Low Return High FLRDX % Rank
US
12.56% 0.00% 32.42% 60.96%
Non US
11.77% 0.00% 19.98% 33.07%

Bond Sector Breakdown

Weighting Return Low Return High FLRDX % Rank
Corporate
49.23% 0.00% 100.00% 16.73%
Government
27.74% 0.00% 99.94% 61.75%
Securitized
17.97% 0.00% 88.95% 42.23%
Cash & Equivalents
3.98% 0.00% 87.50% 74.90%
Municipal
1.08% 0.00% 100.00% 19.52%
Derivative
0.00% 0.00% 10.63% 84.46%

Bond Geographic Breakdown

Weighting Return Low Return High FLRDX % Rank
US
46.72% 1.02% 127.59% 87.25%
Non US
14.46% -17.36% 19.55% 6.77%

FLRDX - Expenses

Operational Fees

FLRDX Fees (% of AUM) Category Return Low Category Return High Rank in Category (%)
Expense Ratio 0.69% 0.02% 11.87% 33.04%
Management Fee 0.25% 0.00% 1.08% 65.80%
12b-1 Fee N/A 0.00% 1.00% N/A
Administrative Fee N/A 0.01% 0.30% N/A

Sales Fees

FLRDX Fees (% of AUM) Category Return Low Category Return High Rank in Category (%)
Front Load N/A 2.75% 5.75% N/A
Deferred Load N/A 1.00% 5.00% N/A

Trading Fees

FLRDX Fees (% of AUM) Category Return Low Category Return High Rank in Category (%)
Max Redemption Fee N/A N/A N/A N/A

Related Fees

Turnover provides investors a proxy for the trading fees incurred by mutual fund managers who frequently adjust position allocations. Higher turnover means higher trading fees.

FLRDX Fees (% of AUM) Category Return Low Category Return High Rank in Category (%)
Turnover 51.13% 0.00% 130.00% 77.33%

FLRDX - Distributions

Dividend Yield Analysis

FLRDX Category Low Category High FLRDX % Rank
Dividend Yield 0.00% 0.00% 1.24% 70.12%

Dividend Distribution Analysis

FLRDX Category Low Category High Category Mod
Dividend Distribution Frequency Monthly Annually Monthly Monthly

Net Income Ratio Analysis

FLRDX Category Low Category High FLRDX % Rank
Net Income Ratio 3.83% -0.07% 5.59% 3.64%

Capital Gain Distribution Analysis

FLRDX Category Low Category High Capital Mode
Capital Gain Distribution Frequency Semi-Annually Annually Annually Annually

Dividend Payout History

View More +

FLRDX - Fund Manager Analysis

Managers

Thomas Nelson


Start Date

Tenure

Tenure Rank

May 01, 2011

9.92

9.9%

Thomas Nelson is the director of portfolio management and a senior vice president for Franklin Templeton Investment Solutions (FTIS). He graduated from the University of Delaware with a B.S. in accounting. As the director of portfolio management and a member of the Investment Strategy and Research Committee, Mr. Nelson manages several Franklin Templeton global mutual funds. He is also a chartered member of the CFA Institute and part of the New York Society of Security Analysts and Chartered Alternative Investment Analyst Association.

May Tong


Start Date

Tenure

Tenure Rank

Feb 28, 2019

2.09

2.1%

May Tong joined ING Investment Management June 2006. May is a Portfolio Manager on the quantitative equity team. Prior to joining ING, she was an associate portfolio manager for five years on the quantitative team at Merrill Lynch Investment Managers with oversight of $60 billion of assets including daily cash management and determination of trading needs and strategies for all index and enhanced strategies. Before that she was an audit intern at Grant Thornton where she assisted with all phases of audit processes for several clients. She received a B.S. in finance and accounting magna cum laude from Boston College, Carrol School of Management and was a member of the Golden Key National Honor Society. She holds the Chartered Financial Analyst designation.

Tenure Analysis

Category Low Category High Category Average Category Mode
0.08 16.42 4.81 1.52