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October is a critical month for retirees. It’s when they find out how much the cost of living adjustment (COLA) for their social security payments will be for the upcoming year. And if it’s like years past, we’ll have a lot of retirees scrambling to make due, especially when it comes to their healthcare costs.

Once again, the rising costs of healthcare are estimated to eclipse the living adjustment most retirees will see from their monthly benefit checks. And according to a new study, the amount is by a lot.

Rising healthcare costs remain the biggest hurdle we will all face when it comes to our retirement planning. With lower COLAs, higher expenses and more significant spending in tow, the need to save more has never been greater.

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