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Death and taxes. They’re the only two certainties in life. And interestingly from a financial planning point of view, the two are linked.

That’s because an estate plan and everything that comes with it – a will, power of attorney, trusts, etc. – is essential for anyone of any income level to have. After all, we all want our final wishes to be taken care in the way we want rather than by the state or other legal authority.

And that includes our Snapchat accounts and Harambe the Gorilla memes, right? Seriously, I’m not joking.

As we continue to live more complicated digital lives that revolve online and in our mobile phones, digital estate planning has become even more important. And while you may balk at such an idea, our online presences are a hot commodity that could have significant implications for our heirs.

Grandma’s 400 Instagram Followers

There are a couple of life milestones that tend to come with various planning activities. And it seems that at or near retirement is when investors tend to start finalizing their estate plans.

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