Quantcast
Are you getting the best rate from your broker?
Compare your broker's rates now to find out if you can save money

Choose your broker below
Welcome to Dividend.com. Please help us personalize your experience.

Select the one that best describes you
ALERT

E-Commerce Boom Powers Best Dividend Stock Closer to Dividend Aristocracy

Dividend logo

One of the pillars of modern financial planning is the so-called 4% rule. It refers to the finding made after considerable research by financial planner William Bengen in 1994 that withdrawals of 4% a year from a retirement account holding a balanced portfolio consisting of a 60/40 mix of stocks and bonds wouldn’t run out of money over a 30-year retirement.

Bengen based his “rule” on the results of such a portfolio’s performance over all 30-year time spans since the 1920s, which meant that even if you started saving and investing for retirement when the market boomed and then retired and began your withdrawals at a time when markets had sunk, your nest still would be sufficient to carry you through your non-working years.

For your own retirement planning, take a look at the content in our Retirement Center and find out five retirement apps that will help you hit your financial goals.

To read the Full Story, Go Premium or Log In

Popular Articles

Dividend Investing 101

Dogs of the Dow Investment Strategy Explained

Very few stock indices represent the power and fortune of Wall Street quite like the Dow Jones...

Premium Interestrates
News

Hey! Where’s My Higher Rate?

We all know that the Federal Reserve took extraordinary measures to keep the economy going, which...

German Elections

The German Elections' Impact on the Eurozone

With less than a week to go until the German election, Chancellor Angela Merkel is poised to...