Quantcast
Are you getting the best rate from your broker?
Compare your broker's rates now to find out if you can save money

Choose your broker below
Welcome to Dividend.com. Please help us personalize your experience.

Select the one that best describes you
ALERT

Industrial Giant Impresses with 19% Gain

Dividend logo

One of the pillars of modern financial planning is the so-called 4% rule. It refers to the finding made after considerable research by financial planner William Bengen in 1994 that withdrawals of 4% a year from a retirement account holding a balanced portfolio consisting of a 60/40 mix of stocks and bonds wouldn’t run out of money over a 30-year retirement.

Bengen based his “rule” on the results of such a portfolio’s performance over all 30-year time spans since the 1920s, which meant that even if you started saving and investing for retirement when the market boomed and then retired and began your withdrawals at a time when markets had sunk, your nest still would be sufficient to carry you through your non-working years.

For your own retirement planning, take a look at the content in our Retirement Center and find out five retirement apps that will help you hit your financial goals.

To read the Full Story, Go Premium or Log In

Popular Articles

Premium Shutterstock 397106776
News

3 Best Dividend Stocks Move up in the Most Watched Stocks List

Last week, three of our top 20 best dividend stocks saw their ranks move up as Dividend.com...

Premium Shutterstock 539798713
News

Too Much Risk?

I’ll give you a few seconds to open up your last brokerage statement. Looks good, right? The...

News

VOC Energy Trust Sees a 47% Decrease in Dividend

Every day, companies across the globe announce upcoming dividend payouts. You can find the...