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Ah, Halloween. Here in the States the past week finally brought the ghoulishly wonderful time for carving Jack-o-Lanterns, going treat-or-treating and running away from the Sanderson Sisters. It’s a celebration of all things spooky and scary. And it’s the one time of year when scary can be good.

But in this time of bats, ghouls and goblins, I’m often reminded of some of the other frightening things out there. Mostly to do with investing. (Hey, I write about stocks for a living. Don’t judge.) And there’s plenty of them.

While you could lose sleep over the amount of money you need to retire comfortably or the kinds of health expenses that will suddenly wreck a well-laid plan, these aren’t even that scary. What is scary is a 4.57% expense ratio coupled with a 2.5% sales load!

BOO!

Are you frightened? Well, you should be. The truth is, many investors are blissfully unaware of how much they are paying for the investments in their portfolios and it’s costing them a fortune.

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